Rates Disclosure

Terms for Lady Loans are customized for each loan. A minimum loan term is 6 months and a maximum loan term of 72 months. The maximum APR is 48.99% which means that if you were to get a Lady Loan of $1,000 for 12 months with a 10% admin fee, your bi-weekly payment would be $53.61 and the total cost of the loan would be $393.86 (or $1,393.86 with the original $1,000 principal).